We understand that it can be difficult to fit dental visits into a family budget, especially if you have young children, teens who need braces, or complex dental problems that need advanced treatments. At Oak Tree Dental, we make it our mission to provide affordable dental care in Sebastapol and Santa Rosa so your family can enjoy healthy smiles without stress.

To do that, we’re proud to provide flexible dental financing options to fit every budget. 

Third-Party Dental Financing 

For any portion of your dental expenses that aren’t covered by your dental insurance plan or our in-house membership, we proudly partner with third-party dental financing companies that can help make the cost of dental treatments more manageable.

If you’re interested in third-party financing, our team is happy to help you get set up! Or we can provide a link to the application if you prefer to apply for financing on your own. 

1. Cherry 

Cherry dental financing makes it possible to split up your costs into comfortable monthly payments. This can be especially helpful for dental implant financing, cosmetic dentistry, and complex oral rehabilitation.

Cherry provides a fast pre-approval process with no hard credit check, so you can find out if you qualify without affecting your credit score. With flexible terms and low interest rates (including 0% APR for qualified borrowers), Cherry makes it easy to get the care you need without finances standing in your way.

2. CareCredit

Like Cherry, CareCredit dental financing provides monthly payment plans for a full range of dental treatments. However, where Cherry provides loans for specific treatment plans, CareCredit is structured more like a credit card. In many cases, CareCredit can provide 0% APR for a set period of time, sometimes up to 24 months.  

Applying for CareCredit involves a hard credit check, so we typically recommend it only for those who prefer a healthcare credit card they can use at multiple practices or for multiple treatments in the future without applying again.

Flexible Payment Options

To make it as simple as possible to pay for any out-of-pocket portion of your fees, we accept cash, checks, and most major credit cards. In some cases, we may be able to split your fee between different forms of payment for your convenience.

Dental Insurance Plans

To ensure that we have the autonomy and flexibility to always provide the most appropriate care, we have opted not to contract with any specific dental insurance providers. We are not an “in-network” provider with any specific insurance companies, which gives us the flexibility to file claims with any PPO dental plans on your behalf to help you make the most of any out-of-network benefits you’re entitled to.

If you are uninsured, please feel free to call or text our office at (707) 823-1029 and we’ll help you understand your options for affordable dentistry without dental insurance.

Join Our Membership Plan!

We provide an in-house membership plan that provides a discount for preventive dental care to make it easy to find affordable dental cleanings, check-ups, and other essentials to keep your family’s smiles as healthy as possible. Our membership plans also provide a discount for specific restorative treatments so you can get the care you need when you need it. Get in touch with our team for more details!

Get Affordable Dental Care Close to Home

If you’re looking for affordable dental care in Santa Rosa, Sebastopol, or the surrounding areas we’re here for you. At Oak Tree Dental, it’s our mission to deliver the best possible care in a friendly, welcoming environment. Our in-house dental laboratory and cutting edge technology enable us to eliminate unnecessary costs without compromising the quality of your treatment. That means your family’s smiles will get the attention they deserve without breaking the bank. Get in touch to schedule your next visit or learn more about our affordable dental payment plans in Sebastopol!

Meet the Doctors

Dr. Grados

Dr. Anthony Grados

Dr. Grados graduated from the NYU College of Dentistry in 2014 with honors in endodontics. While in college, he studied in an advanced program that gave him access to more complicated training techniques to help make him a more capable dentist.

Dr. Jose Navarrete

Dr. Jose Navarrete

With a B.S. in Biochemistry from Sonoma State University, Dr. Navarrete combines his scientific expertise with a modern, conservative approach to dentistry. He is committed to creating a relaxed and caring environment where patients feel like family.

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